Unaudited
30 September
2003
(US$ million)

Audited
31 December
   2002
(US$ million)

Unaudited
30 September
 2002
(US$ million)

ASSETS

Liquid funds

618 

665 

560 

Trading securities

109 

373 

125 

Non-trading securities

5,089 

4,632 

4,550 

Placements with banks and other financial institutions

5,281 

6,802 

6,497 

Loans and advances

15,666 

15,379 

15,141 

Interest receivable

151 

154 

163 

Investments in associates

48 

44 

43 

Other assets

1,184 

813 

1,241 

Premises and equipment

470 

451 

438 

TOTAL ASSETS

28,616 

29,313 

28,758 

LIABILITIES

Deposits from customers

14,083 

13,496 

12,819 

Deposits from banks and other financial institutions

8,810 

9,578 

9,725 

Certificates of deposit

359 

85 

130 

Interest payable

103 

113 

128 

Taxation

72 

79 

77 

Other liabilities

1,110 

1,556 

1,230 

TERM NOTES, BONDS AND OTHER TERM FINANCING

1,726 

2,174 

2,334 

26,263 

27,081 

26,443 

Minority interests

491 

466 

455 

EQUITY

Share capital

1,000 

1,000 

1,000 

Treasury stock

(74)

(74)

(74)

Reserves and retained earnings

867 

891 

879 

Current period's profit

69 

(51) 

55 

1,862 

1,766 

1,860 

TOTAL LIABILITIES, MINORITY INTERESTS AND EQUITY

 28,616 

29,313 

28,758