All figures in US$ million

31 March
2005

Audited
31 December
   2004

ASSETS

Liquid funds

318 

303 

Trading securities

229 

184 

Placements with banks and other financial institutions

3,562 

4,305 

Non-trading securities

3,791 

3,617 

Loans and advances

6,239 

6,012 

Investments in associates

30 

31 

Interest receivable

108 

89 

Other assets

216 

238 

Premises and equipment

140 

143 

TOTAL ASSETS

14,633 

14,922 

LIABILITIES

Deposits from customers

4,712 

5,081 

Deposits from banks and other financial institutions

5,594 

5,506 

Certificates of deposit

109 

94 

Interest payable

90 

72 

Taxation

21 

23 

Other liabilities

465 

426 

TERM NOTES, BONDS AND OTHER TERM FINANCING

1,766 

1,828 

TOTAL LIABILITIES

12,757 

13,030 

EQUITY

Share capital

1,000 

1,000 

Reserves and retained earnings

834 

852 

EQUITY ATTRIBUTABLE TO THE EQUITY HOLDERS OF THE PARENT

1,834 

1,852 

Minority Interests

42 

40 

TOTAL EQUITY

 1,876 

1,892 

TOTAL LIABILITIES AND EQUITY

 14,633 

14,922