All figures in US$ million

2007

2006

OPERATING INCOME

Interest income

1,689

1,232

Interest expense

(1,391)

(983)

Net interest income

298

249

Other operating income

393

235

Total operating income

691

484

(Provision for impairment) / writeback - net

(230)

-

NET OPERATING INCOME AFTER PROVISIONS

461

484

OPERATING EXPENSES

Staff

181

177

Premises and equipment

24

25

Other

70

60

Total operating expenses

275

262

PROFIT BEFORE TAXATION

186

222

Taxation on foreign operations

(37)

(17)

NET PROFIT FOR THE PERIOD

149

205

Income attributable to minority interests

(24)

(3)

INCOME ATTRIBUTABLE TO THE EQUITY HOLDERS
OF THE PARENT

125

202

Earnings per share (expressed in US dollars)

0.13

0.20