Bank ABC "Win with Bank ABC" raffle rules & conditions

​Preamble

As part of a promotional campaign, Bank ABC Spa, located at 38 Frères Bouadou Boulevard, Bir Mourad Rais, Algiers, is organizing a raffle with the slogan "Win with Bank ABC", which will run from August 01, 2024, the launch date, to December 15, 2024, the closing date. 

Article 01: Conditions of participation

Participation in the "Win with Bank ABC" raffle is open to:

  • All customers subscribing to consumer loans of Moumkin or alburaq Moumkin Mourabaha For the 1st raffle (unblocked funds)
  • Any CIB cardholder who made POS payments of DZD25,000 or more for the second raffle.
  • Any new customer who has opened a particular account with the Islamic window alburaq for the third raffle with a minimum of one active account on the day of the draw or minimum deposit of 100kdzd on his new account.
  • Any Follower on our Instagram account, @Bankabc.dz (Natural person and resident in Algeria)

Article 02: Exception

Bank ABC employees can only participate on the Instagram raffle

In case of non-compliance with the above conditions, the draw will be automatically cancelled and another draw will be held. 


Article 03: Conditions of participation

To participate in the game, you must:

  • Take out a Moumkin or alburaq Moumkin Murabaha consumer lending between 01/08/2024 and 21/11/2024,
  • Be a CIB cardholder and make a POS terminal payment of at least DZD 25,000 accumulated per month between 01/08/2024 and 07/11/2024.
  • Any new customer who has opened a personal account (checking/savings or currency account) with the alburaq Islamic window, with a minimum of one active account or minimum deposit of 100kdzd on his new account during the period between 01/08/2024 and 05/12/2024.
  • Any Follower of our Instagram account before 19/12/2024

The draws will take place under the supervision of a bailiff.

The dates of the draws are:

  • Subscribe to Moumkin consumer credit or Moumkin Murabaha alburaq:
    • Monday, September 02, 2024 
    • Monday, September 30, 2024
    • Thursday, October 31, 2024
    • Thursday, November 28, 2024
  • POS terminal payment with CIB Bank ABC card: Wednesday, November 14, 2024
  • Opening an alburaq account :
    • Monday, September 09, 2024 
    • Monday, September 23, 2024
    • Thursday, October 17, 2024
    • Thursday, November 21, 2024
    • Sunday, December 15, 2024
  • Instagram followers: 
    • Sunday, September 29, 2024
    • Monday, October 28, 2024
    • Tuesday, November 26, 2024
    • Thursday, December 19, 2024


Article 04: Prizes to be won 

The prizes to be won are:

  • Subscribe to Moumkin consumer credit or Moumkin Murabaha alburaq:
    • Monday, 02/09/2024: 5 winners of a DZD50,000 gift voucher from ACM
    • Monday 30/09/2024: 5 winners of a DZD50,000 gift voucher from ACM
    • Thursday 31/10/2024: 5 winners of a DZD 50,000 gift voucher from ACM
    • Thursday 28/11/2024: 5 winners of a DZD 50,000 gift voucher from ACM
  • Payment with CIB Bank ABC card: Wednesday, November 14, 2024: an iPhone 15
  • Opening an alburaq account:
    • Monday, September 09, 2024: Umrah (new alburaq client with minimum one active account)
    • Monday, September 23, 2024: Umrah (new alburaq client with minimum one active account)
    • Thursday, October 17, 2024: Umrah (new alburaq client with minimum one active account)
    • Thursday, November 21, 2024: Umrah (new alburaq client with minimum one active account)
    • Sunday, December 15, 2024: Dzd100,000.00 monthly for one year (12Months) the customer should have minimum balance of 100KDZD on his new account

Instagram followers:

    • Sunday, September 29, 2024 : smart watch
    • Monday, October 28, 2024: smart watch
    • Tuesday, November 26, 2024: smart watch
    • Thursday, December 19, 2024: iPhone 15


Article 05: Bank ABC Spa's liability  

Bank ABC Spa declines all responsibility for any prejudicial facts, direct or indirect damages, immediate or future, whatever their nature and the circumstances in which they arose as a result of participation and/or the attribution of the prizes awarded within the framework of the "Win with Bank ABC" tombola.      

It is hereby established that Bank ABC Spa does not provide any guarantee whatsoever with regard to the prizes awarded. It is also hereby established that Bank ABC Spa is in no way responsible for the use of said prizes, nor for any event of any nature whatsoever directly or indirectly related to said use. 


Article 06: Validity of participation

  • Taking out a Moumkin or alburaq Moumkin Murabaha consumer credit during the above-mentioned period (credit released) 
  • Have a CIB Bank ABC card and make a POS terminal payment of at least DZD 25,000 accumulated per month during the above-mentioned period.
  • Open a personal account (cheque/savings or currency account) with the alburaq Islamic window with at least one active account during the above-mentioned period or minimum deposit of 100kdzd on his new account.
  • Follow us on Instagram before 19/12/2024

The validity of the participation is included between the dates obeying the condition defined above.


Article 07: Winner information

Winners will be informed of their winnings by telephone and/or on our social network accounts. 

By participating in the game, the winners accept and irrevocably authorize Bank ABC Spa to use their names, images and identities for advertising purposes on behalf of the Bank ABC brand, without any remuneration or restriction, and to consequently and willingly submit to all sessions required for the preparation of the various advertising media. (Photos, press appearances, social networks) (Appendix 01) 


Article 08: Acceptance of the rules

Participation in this game implies full acceptance of the terms and principles of these rules. 

Except in cases of force majeure, Bank ABC reserves the right to suspend, extend, defer, shorten, modify or cancel the game described in these rules without prior notice. 

Participants in this game may not hold Bank ABC Spa liable for any damage of any kind that may result directly or indirectly from their participation in the game. 


Article 09: Determining the winners and awarding the prize

The bailiff will ensure the legality and conformity of the draws. 

The draw can be manual or digital.

Winners will receive their winnings in person or by presenting an official notarized power of attorney. In the case of a minor, the winnings will be given to his/her legal guardian.

Within the framework of this campaign, the accumulation of gains is not allowed. In this case, the bank will draw another winner. 


Article 10: Time limit for claiming the prize and case of impediment

After the draw, winners will have a period of one week (7) days to collect their winnings from the day of the call or the posting of the winners' names on the Bank's social network accounts. 

On expiry of this period, the winner forfeits his/her right to acquire the prize. Bank ABC Spa reserves the right to dispose of or reallocate the prize in the manner provided. 

The gifts are accepted by the winners, as described, without the possibility of substitution, transformation or exchange, or the remittance of their cash equivalent. 


Article 11: Withdrawal

The winner has the right to withdraw or to offer the prize to a third party of his/her choice on the basis of a written declaration.

The third party must comply with and accept the conditions set out in article 07 paragraph 2.


Article 12: Submission of regulations

The present rules are deposited with Mr. Boudina Hadjira bailiff, located at suburb 384 housing estate building 22 no. 3 Said Hamdine Bir Mourad Rais Wilaya of Algiers

In the event of the latter's unavailability, the rules will be deposited with a bailiff within BANK ABC's territorial jurisdiction.


Article 13: Settlement of disputes

The present rules are subject to Algerian law. 

Failing amicable agreement, the court of Bir Mourad Rais will have sole jurisdiction to settle any dispute arising from the application or interpretation of these rules.​