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Legal Note

This website is owned by Arab Banking Corporation (B.S.C.) and this sub-domain is operated by ABC International Bank plc ("Bank ABC"), a wholly owned subsidiary of Arab Banking Corporation (B.S.C.), for itself and on behalf of its branch and representative offices. This legal notice covers those websites within the bank-abc.com domain which are operated by Bank ABC.

By accessing this website, you agree to be bound to the terms herein. By “you”, we mean you as an individual visitor to this website. All products and services provided by Arab Banking Corporation (B.S.C.) and its subsidiaries (the “Bank ABC Group”) have their own terms (the “Product Terms”). In the event of conflict between the Product Terms and terms herein, the Product Terms will prevail.

Privacy
If you apply for a product or service online, you will need to provide certain information. We will make it clear when we collect personal information when we invite or request you to submit your contact details and other information about yourself or your organisation, or when you apply for a product or service from Bank ABC, including through online application forms. When we invite or request such information we treat it in accordance with the privacy notice provided at such point, explaining how your personal information is processed.

Should you be: (i) a business or personal customer of Bank ABC; or (ii) an individual whose personal information a Bank ABC customer, or any person acting on the customer’s behalf, provides to Bank ABC (or any member of the Bank ABC Group) in connection with the provision of products and services, the privacy notice can be found on the website of the Bank ABC office which provides such product or service.

Tracking
Our websites use tracking software called "cookies".  For more information, please see our Cookie Policy.

No solicitation or advice
Except as otherwise specifically agreed in writing or as provided in any other applicable terms (i) nothing on this website is an offer which can be accepted so as to create contractual obligations without further action by Bank ABC; (ii) Bank ABC provides no advice with respect to the use of the website (including, without limitation, regarding the execution of transactions or any legal, tax or accounting advice or advice regarding the suitability or profitability of a security, investment or transaction by means of the website); and (iii) the website is not intended as financial advice or as an offer, solicitation or recommendation of securities or other financial products.

Users should obtain independent financial advice that addresses their particular investment objectives, financial situation and needs before making investment decisions. Bank ABC, its affiliates and their respective officers, directors and employees may, from time to time, own or hold positions in or act as market makers or act as advisors, brokers or commercial and/or investment bankers in respect of any financial instruments (including related derivative contracts) discussed on this website. Not all products and services are available in all geographic areas. Eligibility for particular products and services is subject to final determination by Bank ABC and/or its affiliates.

Use
Unless otherwise specified this website is for personal use only. Unauthorised use of the website is strictly prohibited. Permission is given for the downloading and temporary storage of one or more pages of the website for the purpose of viewing on a personal computer or monitor. The reproduction, permanent storage or retransmission of any content of this website is prohibited without the prior written consent of Bank ABC.

This website is not directed to, nor intended for distribution or use by, any person or entity in any jurisdiction or country where the publication or availability of this website or such distribution or use would be contrary to local law or regulation. If you choose to access information on this website, it is your responsibility to comply with the applicable local, national or international laws and any use of this website is entirely at your own risk. For guidance relating to your specific situation, please contact your legal adviser.

No warranty
Whilst Bank ABC endeavours to ensure that the content of this website is current, correct and complete, the website is provided "as is" and no warranty, express or implied, is given as to its currency, accuracy, adequacy or completeness or that any indicated returns will be achieved. To the fullest extent permitted by applicable law, Bank ABC disclaims any and all express or implied warranties and conditions including, without limitation, warranties and conditions as to merchantability and fitness for a particular purpose, title and non-infringement of third party rights. Bank ABC does not warrant that this website and any content will be uninterrupted or error free, that defects will be corrected or that this website, the servers from which it is made available or any connected website are free of viruses or other harmful components.

Intellectual property rights
This website and its arrangement are property protected by copyright, database rights and other intellectual property rights. Bank ABC and, where appropriate, its third party suppliers retain all right, title and interest in and to that property. Use of the website does not confer any ownership rights in that property.

Bank ABC and Bank ABC Group information
Bank ABC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Bank ABC’s Financial Services Register Number is 149025.

Bank ABC is incorporated in England and is wholly owned subsidiary of Arab Banking Corporation (B.S.C.). Arab Banking Corporation (B.S.C.) is a Joint Stock Company established in the Kingdom of Bahrain pursuant to Amiri Decree Law No. 2 of 17 January, 1980 and registered in the Commercial Register under C.R. No. 10299, with an authorised share capital of three thousand five hundred million United States dollars (US$3,500,000,000), a fully subscribed and paid up share capital of three thousand one hundred and 10 million United States dollars (US$3,110,000,000) and its head office at ABC Tower, Diplomatic Area, PO Box 5698, Manama, Bahrain. It is licensed as a conventional wholesale bank by the Central Bank of Bahrain and listed on the Bahrain Bourse (with effect from 7 May 1990).

The Bank ABC Group includes foreign banks, securities companies and financial institutions licensed by regulators in their countries of incorporation.

Submissions
All submissions to Bank ABC via this website (including all ideas, concepts, know-how or techniques contained in them) shall be and remain Bank ABC property. Bank ABC shall be free to use, for any purpose, any such submission and shall not be subject to any obligations of confidentiality regarding it except as agreed in writing or required by law. Nothing in this paragraph limits or excludes Bank ABC's obligations set out under the privacy notice of the relevant Bank ABC office with respect to a product or service.

Financial services compensation scheme
Bank ABC is a member of the Financial Services Compensation Scheme (the “Scheme”). If you qualify for compensation under the Scheme, in respect of deposits with the London Branch, the first £85,000 (or £170,000 in relation to joint accounts) of your total deposits with us will be covered under the Scheme. The Scheme covers deposits made with the EEA-based branches of Bank ABC and deposits denominated in all currencies are treated alike. Further details are available on request.

Further information on the Scheme is also available from the Financial Conduct Authority or the Prudential Regulation Authority or the Scheme itself. The address of the Scheme is 10th Floor, Beaufort House, 15 St Botolph Street, London, EC3A 7QU. Tel 0800 678 1100 or 020 7741 4100 or log onto the Scheme’s website at www.fscs.org.uk.

Limitation of liability
Access to and/or use of this website is at the user's own risk. Users assume full responsibility and risk of loss resulting from access to and/or use of this website. Bank ABC is not liable for loss or damage of any kind whatsoever arising as a result of (i) content on this website, including third party content, computer viruses and other harmful components; (ii) any errors in or omissions from this website; or (iii) access to and/or use of or inability to access and/or use this website for any reason. To the fullest extent permitted by applicable law, Bank ABC excludes liability for any loss of profits or revenue, loss of business or goodwill, loss of or damage to data or direct, indirect, consequential, special or incidental loss arising from access to and/or use of or inability to access and/or use this website, even if advised of the possibility of such loss or damage or if such loss or damage was foreseeable. Nothing in this notice excludes or limits Bank ABC's liability for fraud or for personal injury or death caused by Bank ABC's negligence. 

Changes
Bank ABC reserves the right, in its sole discretion, without any obligation and without notice, to change, improve or correct the content of this website and to suspend and/or deny access to it. Any dated information is published as of its date only and Bank ABC does not undertake any obligation to update or amend any such information. Bank ABC may discontinue or change any product or service described in this website, without notice, at any time.

Governing law
English law governs this legal notice and the English Courts shall have exclusive jurisdiction to determine any matter or dispute in connection with or arising out of this website and this legal notice.

This legal notice is regularly updated and was last updated on: 10 January 2018

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