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Prepaid card (E –Shopping)

A prepaid card that can be used for cash withdrawals, purchase through P.O.S (Points of Sale), shopping through the internet.

Types of Prepaid Cards
  • General Card: used for cash withdrawal, purchase through P.O.S (Point of Sale), shopping sur the internet with cash. Withdrawal fee of 1%, minimum of 500 Fils and maximum of JOD 4
  • Internet Card: used for shopping sur the internet with no fees on usage.
  • Gift Card: used for cash withdrawal and purchase through POS (Point of Sale). Withdrawal fee of 1%, minimum of 500 Fils and maximum of JOD 4
  • Travel Card: used for cash withdrawal and purchase through POS (Pint of Sale). Withdrawal fee of 2%, maximum of JOD 2
  • Salary Card: used for cash withdrawal and purchase through POS (Point of Sale) without any fees.
  • Youth Card: used for cash withdrawal and purchase through POS (Point of Sale). Withdrawal fee of 1%, minimum of 500 Fils, maximum of JOD 4
Benefits
  • The card is available with the magnetic strip technology.
  • Available for Bank ABC customers when requested.
  • National and worldwide acceptance.
  • The card enables its holder to shop online and withdraw cash through ATMs locally and internationally, purchasing goods and services through POS (Point of Sale) without using a pin number.
  • Maximum account to be charged up to JOD 2000.
  • Rechargeable at all Bank ABC branches, and delivery channels or through ABC Digital Banking digital.bank-abc.com
  • In case of card loss, please inform the bank by calling the call center on (06-510010)
Conditions
  • The customer authorizes the bank to debit his account or on the card account and according to the card type, the commissions mentioned in tariffs and charges page.
  • The bank has the right to cancel the card after 18 months of the last use and the card holder loses his right to ask the bank to pay the remaining balance in the card account after cancelling it.
  • The card is not used by merchants with the service VBV (Verified by Visa).
Required documents

Signed prepaid card application, in addition to the terms and conditions of this service.

 
Credit Card

Bank ABC issues VISA credit cards equipped with smart chips that provides security and are presented through two repayment options:

1. Partial settlement program:
  • This program entails a revolving credit limit with flexible repayment conditions and a grace period of interest free-credit that could reach 51 days if paid in full. Otherwise, an interest of 1.75% will apply on the highest used daily balance.
  • The flexible revolving scheme entails a monthly minimum payment of 3% on outstanding balance or JOD 10 whichever is greater.
  • It’s widely accepted by more than 30 Million merchants and service centers in over 550 cities and it enables its bearer to withdraw cash from 500,000 bank branches and around 750,000 ATMs holding (VISA logo) worldwide.
2. Revolving program (100% settlement):

If the customer desires to settle in full her/his credit balance, the monthly card limit will be renewed automatically and will be available for further withdrawals with a grace period of interest free-credit that could reach 51 days.

Type of credit cards:
Target Market
  • Salaried (public and private sector)
  • Professionals and self-employed
  • Non-residents Jordanians who maintain housing loan relationship with the bank
  • Non Jordanian clients against cash collateral

Tarriffes and charges

 
Classic and Gold Cards

If the customer desires to settle in full her/his credit balance, the monthly card limit will be renewed automatically and will be available for further withdrawals.

Benefits
  • Free card issuance fees for the first year.
  • Life and total disability insurance.
  • Numerous features for Gold cardholders (emergency services, medical & legal referral while travelling)
  • Monthly interest rate on the highest daily outstanding balance of 1.75 %.
  • Maximum credit card limit is up to JOD 15000.
Conditions
  • Applicants to be fully eligible and enjoy a good literary reputation.
  • Applicants not to be blacklisted.
  • Applicants not to have any past dues related to previous loans at time of lending.
  • Applicants need to apply directly through the bank's branches or the sales team.
  • Minimum age for the applicant when applying for primary credit card should not be less than 21 years old, 18 years old when applying for supplementary credit card.
  • Maximum age of the applicant is 60 years old and 70 years old for retirees.
  • Late settlement fee of 1% with a minimum amount of JOD 10 and maximum of JOD 20 after the grace period.
  • Cash withdrawal fee is 4% with a minimum JOD 4.
  • Minimum monthly net salary should not be less than JOD 400 for public sector and JOD 300 for private sector, JOD 500 for professionals and self-employed and non-salary transfer employees from public and private sectors and JOD 1500 for expatriates.
  • Minimum length of service not be less than 6 months for public sector, 6 months for private sector (only approved companies) and 12 months for private sector (not approved companies), 24 months for professionals, self-employed, non-salary transfer employees from public and private sectors, 6 months or 12 months for expatriates if previous experience of minimum 3 years is proven.
Required Documents
  • Photocopy of valid ID.
  • 6 months bank statements.
  • Salary pay-slip for the recent month.
Self-employed and Professionals
  • Valid professional license
  • Certificate of professional practice
  • 6-months bank statements
 
Platinum Credit Card

Prestigious card designed for elite customers and distinguished with its optimal purchasing power that meets the customer’s needs.

Benefits
  • Free card issuance fees for the first year.
  • Prompt credit card application processing time.
  • Flexible repayment options of 3% of the monthly outstanding amount or JOD 10 whichever is greater.
  • Grace period of interest-free credit up to 51 days if used balance is settled in full within the said period.
  • Security chip protection on the card which provides higher levels of security.
  • Automatic enrolment Bank ABC cards discount program.
  • National and worldwide acceptance.
  • Free life insurance and total disability.
  • Interest rate (on the daily outstanding balance) is 1.75%.
  • Distinctive credit limit to fulfill all your needs starting from JOD 4000 and up to JOD 15000.
  • Free Extended Warranty – providing additional 12 months warranty on top of any manufacturer’s warranty.
  • Wide variety of offers provided by VISA Premium Privileges Program.
  • 25 airport loungeKey access in the program:
    • Cardholders will have 6 free cardholder visits per calendar year, all exceeding visits and all guests are charged at USD $27 per guest per visit.
    • Cardholders should mention “LoungeKey” to reception staff.
    • The new website to access is www.loungekey.com/visaplatinummena
    • Cardholder wishing to download the LoungeKey mobile application should visit this URL and create an account in order and have the lounges available to them on the go.
Conditions

Target Market:

  • Companies’ Board of directors, CEOs, Executive management. These could be from any public shareholding company or well-known company with capital not less than JOD 250000 and operating in Jordan for at least 2 years and not limited to TML.
  • Companies’ Middle management i.e. at least Head of Departments with salaries not less than JOD 2000, these must be within the TML list.
  • Salary JOD 2000 and above for private sector, JOD 1500 for public sector employees.
  • Self-employed and professionals income / salary must be JOD 3000 and above.
  • Existing customers-Gold card holders-who meet the migration criteria to platinum.
  • Applicants to be fully eligible and enjoy a good literary reputation.
  • Applicants not to be blacklisted.
  • Applicants not to have any past dues related to previous loans at time of lending.
  • Applicants need to apply directly through the bank's branches or through the sales team.
  • Minimum age for the applicant when applying for a primary credit card should not be less than 21 years old, 18 years old when applying for supplementary credit card.
  • Maximum age of the applicant is 60 years old and 70 years old for retirees.
  • Late settlement fee of 1% with a minimum amount of JOD 10 and maximum of JOD 20 after the grace period.
  • Cash withdrawal fee is 4% with a minimum JOD 4.
  • Minimum length of service should not be less than 6 months for public sector, 6 months for private sector (only approved companies) and 12 months for private sector (not approved companies), 24 months for professionals, self-employed and non-salary transfer employees from public and private sectors.
Required Documents
  • Photocopy of valid ID.
  • 6 months bank statements.
  • Salary pay-slip for the recent month.
Self-employed and Professionals
  • Valid professional license
  • Certificate of professional practice
  • 6-months bank statements
 
Infinite Credit Card

Prestigious card designed for elite customers and distinguished with its optimal purchasing power that meets the customer’s needs.

Card Features
  • Revolving credit limit that meets your needs.
  • Flexible repayment options of 3% of the monthly outstanding amount or JOD 10 whichever is greater.
  • Grace period of interest-free credit up to 51 days if used balance is settled in full within the said period.
  • Free life insurance and total disability.
  • Maximum daily cash withdrawal up to 95% of the limit nationally and worldwide.
  • A monthly Interest rate of 1.75% calculated on daily outstanding balance.
  • Distinctive credit limit to fulfill all your needs starting from JOD 7000 and up to JOD 20000.
  • Issuance and renewal fee JOD 100 for primary card and JOD 50 for supplementary card
  • Wide variety of offers provided by VISA Premium Privileges Program as follows:
1. 24/7 Concierge:

Visa presents Visa Concierge services to Visa Infinite cardholders. Take advantage of a host of services available to you over the phone or online, 24 hours a day, from anywhere in the world.

Services available:

  • Flight reservations
  • Hotel reservations
  • Restaurant reservations
  • Car rental reservations
  • Event ticket purchases
  • Trip planning
  • Other general requests
2 Concierge hotlines

International Direct Dialling: +971 4 361 1234 OR +1 513 259 2027

Alternatively, you can send an email to concierge@visainfinite-mea.com.

3. Multi-trip Travel Insurance

Use your Visa Infinite to pay for your travel tickets for you and your family and enjoy a comprehensive travel insurance for everyone in the family.

For visa application purposes, please refer to www.cardholderbenefitsonline.com or visit your nearest branch.

*Insurance is valid for tickets purchased using Visa Infinite.

4. Airport LoungeKey Access

Visa Infinite provides its cardholders and 1 guest the eligibility to access more than 750 VIP airports LoungeKey across the world.

For Further details, please visit www.loungekey.com/visainfinitemena.

5. Extended Warranty

Items purchased with your Visa Infinite card may be eligible of an extended warranty benefit up to 1 year.

For Further details, please visit www.cardholderbenefitsonline.com.

6. Purchase Protection

When paying with your Visa Infinite card, you will benefit from Purchase Protection for lost, stolen or damaged goods purchased.

For more information, please visit www.cardholderbenefitsonline.com.

Conditions
  • To be Jordanian, resident in the kingdom or non-resident.
  • Applicants to be fully eligible and enjoy a good literary reputation.
  • Applicants not to be blacklisted.
  • Applicants not to have any past dues related to previous loans at time of lending.
  • Minimum age for the applicant when applying for a primary credit card should not be less than 21 years old.
  • Maximum age of the applicant is 60 years old and 70 years old for retirees.
  • Late settlement fee of 1% with a minimum amount of JOD 10 and maximum of JOD 20 after the grace period.
  • Cash withdrawal fee is 4% with a minimum JOD 4.
  • Over limit fee is .05% with minimum JOD 5.
  • Minimum monthly net salary / non-salary transfer should not be less than JOD 3000 for salary transfer employees from public and private sectors, and JOD 5000 for professionals or self-employed.
  • Minimum length of service should not be less than 6 months for public sector, 6 months for private sector (only approved companies) and 12 months for private sector (not approved companies) 24 months for professionals, self-employed and non-salary transfer employees from public and private sectors. But for non-resident Jordanians who have granted home loans, the length of service should not be less than 12 months in the current position or 6 months, subject to having minimum 3 years’ experience.
Required Documents
  • Photocopy of valid ID.
  • 6 months bank statements.
  • Salary pay-slip for the recent month.
Self-employed and Professionals
  • Valid professional license.
  • Certificate of professional practice.
  • 6-months bank statements.
 
Debit Cards

Debit card accepted at all ATMs carrying VISA, Plus, as well as points of sale locally and internationally.

Types of Debit Cards
  1. Classic Debit Card
  2. Signature Debit Card
 
VISA Debit Classic Card
Benefits
  • The card operates in an electronic environment which provides high degree of speed, efficiency and security.
  • Free card issuance fees.
  • Local and International acceptance of the card.
  • Chip protection which provides higher level of security.
  • Maximum daily cash withdrawal JOD 1000
  • Maximum daily P.O.S purchases JOD 1000
Conditions
  • Applicants to be fully eligible and enjoy a good literary reputation.
  • Applicants not to be blacklisted.
  • Approval of authorized transactions depends on the availability of credit balances.
Required documents
  • All documents related to account opening.
  • VISA Debit application form completed and signed by the customer including terms and conditions.
 
Signature Debit Card
Card Features
  • Free travel insurance and airport loungekey access to more than 750 airport around the world and other features.
  • Maximum daily cash withdrawal JOD 1500
  • Maximum daily P.O.S purchases JOD 2500
  • Issuance and renewal fee JOD 25 for primary card and JOD 30 for supplementary card

Wide variety of offers provided by VISA Premium Privileges Program as follows:

Features and Benefits
1. 24/7 concierge

Bank ABC & Visa presents Visa signature Concierge services to Visa Signature cardholders. Take advantage of a host of services available to you over the phone and/or online, 24 hours a day, from anywhere in the world.

Services available:

  • Flight reservations
  • Hotel reservations
  • Restaurant reservations
  • Car rental reservations
  • Event ticket purchases
  • Trip planning
2. Concierge hotlines

Visa signature Concierge hotlines for Jordan is:

International Direct Dialing: +97143611234

Alternatively, you can send an email to concierge@visasignature-mea.com

3. Multi-trip Travel Insurance

Use your Visa Signature to pay for your ticket and enjoy a travel insurance for everyone in the family.

Please visit website www.cardholderbenefitsonline.com

*insurance is valid for tickets purchased using Visa Signature.

4. Airport Lounges access

Visa Signature provides its cardholders the eligibility to access more than 750 airport lounges in different airports across the world.

For further details, please visit www.loungekey.com/visasignaturemena

5. Extended Warranty

Items purchased with your Visa Signature card may be eligible for an extended warranty benefit on top of the original manufacturer’s warranty.

For further details, please visit www.cardholderbenefitsonline.com

6. Purchase Protection

When paying with your Visa Signature Card, you will benefit from purchase protection for stolen, lost or damaged goods purchased.

For further details, please visit www.cardholderbenefitsonline.com

7. Rewards, Deals & Discounts

A wide selection of exclusive offers from Visa International for Visa Signature cardholders.

Conditions
  • Applicants to be fully eligible and enjoy a good literary reputation.
  • Applicants not to be blacklisted.
  • Approval of authorized transactions depends on the availability of credit balances.
  • Minimum monthly transferred salary JOD 2000, or term deposit equal to or more than JOD 25000, or purchases on the classic debit card more than JOD 5000 through the past 12 months.
Required documents
  • All documents related to account opening.
  • VISA Signature Debit application form completed and signed by the customer including terms and conditions.
 

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