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Prepaid card (E –Shopping)

A prepaid card that can be used for cash withdrawals, purchase through P.O.S (Points of Sale), shopping through the internet.

Types of Prepaid Cards
  • General Card: used for cash withdrawals, purchase through P.O.S (Points of Sale), and shopping through the internet. Withdrawal fee of 1%, minimum of 500 Fils and maximum of JOD 4 is applied.
  • Internet Card: used for shopping through the internet with no fees on usage.
  • Gift Card: used for cash withdrawals and purchase through P.O.S (Points of Sale). A cash withdrawal fee of 1%, minimum of 500 Fils and maximum of JOD 4 is applied.
  • Travel Card: used for cash withdrawals and purchase through P.O.S (Points of Sale). Cash withdrawal fee of 2%, maximum of JOD 2 is applied.
  • Salary Card: used for cash withdrawals and purchase through P.O.S (Points of Sale). No cash withdrawal fee applies.
  • Youth Card: used for cash withdrawals and purchase through P.O.S (Points of Sale). Cash withdrawal fee of 1%, minimum of 500 Fils, maximum of JOD 4 applies.

Other Fees and commissions apply (Tariffs and Charges)

Benefits
  • The card is available with the magnetic strip technology.
  • Available for Bank ABC customers upon request.
  • National and worldwide acceptance.
  • The card enables its’ holder to shop online, withdraw cash through ATMs locally and internationally, and purchase goods and services through P.O.S (Points of Sale) without using a pin number.
  • The card can be charged up to JOD 2000.
  • Rechargeable at all Bank ABC’s branches, or through ABC Digital Banking digital.bank-abc.com
  • In case of card loss, please inform the bank by calling the call center on (06-5100010) or through ABC Digital Banking.
Conditions

The customer authorizes the bank to debit his account or the card account and according to the card type, the commissions mentioned in tariffs and charges page apply.

  • The bank has the right to cancel the card after 18 months of the last use and the card holder loses his right to ask the bank to pay the remaining balance in the card account after cancelling it.
  • The card is not used by merchants with the service VBV (Verified by Visa).
Required documents

Signed prepaid card application, in addition to the terms and conditions of this service.

  
Credit Cards

Bank ABC issues VISA credit cards equipped with smart chips that provide security. They are issued with revolving credit limits that can be used for cash withdrawals through ATMs available locally and internationally, purchasing goods and services through P.O.S. (Points of Sale) available locally and internationally. In addition, the card can be used for online shopping if the customer requests to open his card limit online.

Type of credit cards:
  1. Visa Classic /Gold Cards
  2. Visa Platinum Card
  3. Visa Infinite card
Target Market

1. Jordanian Customers':

  • With salary transfer from public sector with a minimum salary of JOD 400.
  • With salary transfer from private sector with a minimum salary of JOD 300.
  • Professionals and self-employed with a minimum monthly income of JOD 500.
  • Non-residents who are granted home loans from our bank with a minimum income / salary of JOD 3,500 or equivalence.
  • Non-salary transfer employees from public and private sectors with a minimum salary of JOD 500.

2. Non-Jordanian Customers':

  • Against cash collateral
Repayment options
1. Partial settlement program:
  • This program entails a revolving credit limit with flexible repayment conditions and a grace period of interest free-credit that could reach 51 days if paid in full. Otherwise, an interest of 1.75% will apply on the highest used daily balance.
  • The flexible revolving scheme entails a monthly minimum payment of 3% on outstanding balance or JOD 10 whichever is greater.
  • It’s widely accepted by more than 30 Million merchants and service centers in over 550 cities and it enables its bearer to withdraw cash from 500,000 bank branches and around 750,000 ATMs holding (VISA logo) worldwide.
2. Revolving program (100% settlement):

If the customer desires to settle in full her/his credit balance, the monthly card limit will be renewed automatically and will be available for further withdrawals with a grace period of interest free-credit that could reach 51 days.

Fees and commissions apply (Tariffs and Charges)

 

1. Classic and Gold Cards

Visa Classic and Gold Credit Cards entitles a host of benefits designed to meet his/her needs and lifestyle.

Benefits
  • Free card issuance fee for the first year.
  • Life and total disability insurance.
  • National and worldwide acceptance.
  • The card is equipped with a smart chip that offers higher level of security.
  • Automatic enrolment in Bank ABC cards’ Discount Program.
  • Minimum credit limit JOD 200 for the Classic Card and JOD 3,500 for the Gold Card, and maximum credit limit can reach JOD 15000.
  • Monthly interest rate on the highest daily outstanding balance of 1.75 %.
  • The ability to use the card online “through the internet” upon customers’ request.
  • In case of card loss, please inform the bank by calling the call center on (06-5100010) or through ABC Digital Banking.
Conditions

The applicant should meet the following criteria:

  • Jordanian, resident or Jordanian expatriates who are granted home loans or Non-Jordanian against cash collateral.
  • Fully eligible and enjoy a good literary reputation.
  • Not blacklisted.
  • Do not have any past dues related to previous loans at time of lending.
  • Directly apply through the bank's branches or the sales team.
  • Minimum age for a primary credit card 21 years old and 18 years old for the supplementary credit card.
  • Maximum age 60 years old and 70 years old for retirees.
  • Late settlement fee of 1% with a minimum amount of JOD 10 and maximum of JOD 20 after the grace period.
  • Cash withdrawal fee is 4% with a minimum JOD 4.
  • Minimum length of service not be less than 6 months for public sector, 6 months for private sector (only approved companies), 12 months for private sector (not approved companies), 24 months for professionals, self-employed, non-salary transfer employees from public and private sectors, and 12 months for Jordanians expatriates who are granted home loans.
Card Fees:
  • Exemption from issuance fees for the first year.
  • The annual renewal fee is JOD 25 for the Primary Classic Card, and JOD 15 for the supplementary Card.
  • The annual renewal fee is JOD 50 for the Primary Gold Card, and JOD 30 for the supplementary Card.
Required Documents

Salary transfers:

  • Photocopy of valid ID.
  • 3 months’ bank statements (terms & conditions applies).
  • Salary pay-slip for the recent month.

Non- Salary transfers:

  • Photocopy of valid ID.
  • 6 months’ bank statements.
  • Salary pay-slip for the recent month.

Self-employed and Professionals:

  • Photocopy of valid ID.
  • Valid professional license.
  • Certificate of professional practice.
  • 6 months’ bank statements.
  
2. Platinum Credit Card

Prestigious card designed for elite customers presented in higher credit limits and customized benefits.

Benefits
  • Free card issuance fee for the first year.
  • Flexible repayment options of 3% of the monthly outstanding amount or JOD 10 whichever is greater.
  • Grace period of interest-free credit up to 51 days if used balance is settled in full within the said period.
  • The card is equipped with a smart chip that offers higher level of security.
  • National and worldwide acceptance.
  • Free life insurance and total disability.
  • Automatic enrolment in Bank ABC cards’ Discount Program.
  • Monthly Interest rate (on the daily outstanding balance) of 1.75%.
  • Distinctive credit limit to fulfill all customer’s needs starting from JOD 4000 and up to JOD 15000.
  • The ability to use the card online “through the internet” upon customers’ request.
  • Free Extended Warranty – providing additional 12 months’ warranty on top of any manufacturer’s warranty for the purchases performed using the Visa Platinum Card.
  • Purchase Protection for stolen or damaged goods purchased using the Platinum card.
    For more details please visit www.cardholderbenefitsonline.com
  • Wide variety of offers provided by VISA Premium Privileges Program.
  • 25 airport loungeKey access in the program:
    • The Cardholders will have 6 free cardholder complementary visits per calendar year, all exceeding visits and all guests are charged at USD $27 per guest per visit.
    • For more details, please visit www.loungekey.com/visaplatinummena
  • In case of card loss, please inform the bank by calling the call center on (06-5100010) or through ABC Digital Banking.
Conditions

The applicant should meet the following criteria:

  • Jordanian, resident or Jordanian expatriates who are granted home loans or Non-Jordanian against cash collateral.
  • Fully eligible and enjoy a good literary reputation.
  • Not blacklisted.
  • Do not have any past dues related to previous loans at time of lending.
  • Directly apply through the bank's branches or the sales team.
  • Minimum age for a primary credit card 21 years old and 18 years old for the supplementary credit card.
  • Maximum age 60 years old and 70 years old for retirees.
  • Late settlement fee of 1% with a minimum amount of JOD 10 and maximum of JOD 20 after the grace period.
  • Cash withdrawal fee is 4% with a minimum JOD 4.
  • Existing Customers-Gold card holders-who meet the migration criteria to platinum.
  • Minimum length of service should not be less than 6 months for public sector, 6 months for private sector (only approved companies), 12 months for private sector (not approved companies), 24 months for professionals, self-employed and non-salary transfer employees from public and private sectors, and 12 months for Jordanians expatriates who are granted home loans.
Card Fees:
  • Exemption from issuance fees for the first year.
  • The annual renewal fee is JOD 75 for the Primary Card, and JOD 45 for the supplementary Card.
Required Documents

Salary transfers:

  • Photocopy of valid ID.
  • 3 months’ bank statements (terms & conditions applies).
  • Salary pay-slip for the recent month.

Non- Salary transfers:

  • Photocopy of valid ID.
  • 6 months’ bank statements.
  • Salary pay-slip for the recent month.

Self-employed and Professionals:

  • Photocopy of valid ID.
  • Valid professional license.
  • Certificate of professional practice.
  • 6 months’ bank statements.
  
3. Infinite Credit Card

Prestigious card designed for top niche customers and offers customized benefits that meet the need of this esteemed segment. 

Card Features
  • Free card issuance fee for the first year.
  • Revolving credit limit that meets customers’ needs.
  • Flexible repayment options of 3% of the monthly outstanding amount or JOD 10 whichever is greater.
  • Grace period of interest-free credit up to 51 days if used balance is settled in full within the said period.
  • Free life insurance and total disability.
  • The card is equipped with a smart chip that offers higher level of security.
  • National and worldwide acceptance.
  • Automatic e nrolment in Bank ABC cards’ Discount Program.
  • Maximum daily cash withdrawal up to 95% of the limit nationally and worldwide.
  • A monthly Interest rate of 1.75% calculated on daily outstanding balance.
  • The ability to use the card online “through the internet” upon customers’ request.
  • Distinctive credit limit to fulfill all the customers’ needs starting from JOD 7000 and up to JOD 20000.
  • In case of card loss, please inform the bank by calling the call center on (06-5100010) or through ABC Digital Banking.
  • Wide variety of offers provided by VISA Premium Privileges Program as follows:
1. 24/7 Concierge:

Visa presents Visa Concierge services to Visa Infinite cardholders. Take advantage of a host of services available to the cardholder over the phone or online, 24 hours a day, from anywhere in the world.

Services available:

  • Flight reservations
  • Hotel reservations
  • Restaurant reservations
  • Car rental reservations
  • Event ticket purchases
  • Trip planning
2. Concierge hotlines

International Direct Dialing: +97143611234 OR +442078502829

For more information, visit www.visamiddleeast.com

3. Multi-trip Travel Insurance

The cardholder can use Visa Infinite to pay for travel tickets and enjoy a comprehensive travel insurance for the cardholder and his/her family (which covers the spouse and up to 5 children; age limit of 75 for all) up to 90 days in duration.

To get the insurance certificate for visa application purposes, please refer to www.cardholderbenefitsonline.com or visit your nearest branch.

4. Airport LoungeKey Access

Visa Infinite provides conditional unlimited visits to its cardholders and 1 guest to access more than 1000 VIP airports LoungeKey across the world as follows:

Visa Infinite – Airport Lounge Key Access

Number of Visits

Unlimited access to the cardholder and 1 guest

Eligibility criteria: to benefit from this service

  1. Card should be active
  2. Cardholder must perform at least one International purchase transaction during the year*

Note: There will be two complimentary airport lounge visits before meeting the criteria no. 2

Fees for not meeting the eligibility criteria

Cardholder pays USD 27 per visit for him and his guest if qualifying criteria is not met.

*The Criteria that applies on the primary card applies on the supplementary card.

For Further details, please visit www.loungekey.com/visainfinitemena.

5. Extended Warranty

Items purchased with Visa Infinite card may be eligible of an extended warranty benefit up to 1 year.

For Further details, please visit www.cardholderbenefitsonline.com.

6. Purchase Protection

When paying with Visa Infinite card, the cardholder will benefit from Purchase Protection for lost, stolen or damaged goods purchased.

For more information, please visit www.cardholderbenefitsonline.com.

Conditions

The applicant should meet the following criteria:

  • Jordanian, resident or Jordanian expatriates who are granted home loans or Non-Jordanian against cash collateral.
  • Fully eligible and enjoy a good literary reputation.
  • Not blacklisted.
  • Do not have any past dues related to previous loans at time of lending.
  • Directly apply through the bank's branches or the sales team.
  • Minimum age for a primary credit card 21 years old and 18 years old for the supplementary credit card.
  • Maximum age 60 years old and 70 years old for retirees.
  • Late settlement fee of 1% with a minimum amount of JOD 10 and maximum of JOD 20 after the grace period.
  • Cash withdrawal fee is 4% with a minimum JOD 4.
  • Over limit fee is .05% with minimum JOD 5.
  • Minimum length of service should not be less than 6 months for public sector, 6 months for private sector (only approved companies), 12 months for private sector (not approved companies), 24 months for professionals, self-employed and non-salary transfer employees from public and private sectors, and 12 months for Jordanians expatriates who are granted home loans.
Card Fees:
  • Exemption from issuance fees for the first year.
  • The annual renewal fee is JOD 100 for the Primary Card, and JOD 50 for the supplementary Card.
Required Documents

Salary transfers:

  • Photocopy of valid ID.
  • 3 months’ bank statements (terms & conditions applies).
  • Salary pay-slip for the recent month.

Non- Salary transfers:

  • Photocopy of valid ID.
  • 6 months’ bank statements.
  • Salary pay-slip for the recent month.

Self-employed and Professionals:

  • Photocopy of valid ID.
  • Valid professional license.
  • Certificate of professional practice.
  • 6 months’ bank statements.
  
  
Debit Cards

The Debit Cards enables its cardholder to withdraw cash through ATMs carrying “VISA, Plus, Jonet”, as well as purchasing goods and services through P.O.S. (Point of Sale) available locally and internationally with secured pin number and direct debiting from the customers’ account.

Types of Debit Cards
  1. Visa Classic Debit Card
  2. Visa Signature Debit Card

Fees and commissions apply (Tariffs and Charges)

 

1. Visa Debit Classic Card
Benefits
  • Free card issuance fee.
  • National and worldwide acceptance.
  • The card is equipped with a smart chip that offer higher level of security.
  • Daily cash withdrawal limit up to JOD 1000
  • Daily P.O.S purchases limit up to JOD 1000.
  • Automatic enrolment in Bank ABC cards’ Discount Program.
  • In case of card loss, please inform the bank by calling the call center on (06-5100010) or through ABC Digital Banking.
Conditions
  • Applicant to be fully eligible and enjoy a good literary reputation.
  • Applicant not to be blacklisted.
  • Approval of authorized transactions depends on the availability of credit balances.
  • Applicant should have a bank account (current account/ salary transfer account or saving account).
Required documents
  • All documents related to account opening.
  • VISA Debit application form completed and signed by the customer including terms and conditions.
 
2. Visa Signature Debit Card

Visa Signature debit card is prestigious and designed for the discerning individual who seeks recognition and superior service around the world.  

Card Features
  • National and worldwide acceptance.
  • The card is equipped with a smart chip that offer higher level of security.
  • Daily cash withdrawal limit up to JOD 1500
  • Daily P.O.S purchases limit up to JOD 2500
  • Automatic enrolment in Bank ABC cards’ Discount Program.
  • In case of card loss, please inform the bank by calling the call center on (06-5100010) or through ABC Digital Banking.
  • Wide variety of offers provided by VISA Premium Privileges Program as follows:
1. 24/7 Concierge:

Bank ABC & Visa presents Visa signature Concierge services to Visa Signature cardholders. Take advantage of a host of services available to the customer over the phone and/or online, 24 hours a day, from anywhere in the world.

Services available:

  • Flight reservations
  • Hotel reservations
  • Restaurant reservations
  • Car rental reservations
  • Event ticket purchases
  • Trip planning
2. Concierge hotlines

Visa signature Concierge hotlines for Jordan is:

International Direct Dialing: +97143611234 or +442078502829

For more information, visit www.visamiddleeast.com

3. Multi-trip Travel Insurance

The cardholder can use Visa Signature Card to pay for tavel tickets and enjoy a travel insurance for the cardholder and his/her family (which covers the spouse and up to 5 children; age limit of 75 for all) up to 90 days in duration.

To get the insurance certificate for visa application purposes, please refer to www.cardholderbenefitsonline.com or visit your nearest branch.

4. Airport LoungeKey Access

Visa Signature provides its cardholders only the eligibility to access more than 1000 airport lounges for 8 visits in different airports across the world as follows:

Visa Signature – Airport Lounge Key Access

Number of Visits

8 visits for the cardholder only

Eligibility criteria: to benefit from this service

  1. Card should be active
  2. Cardholder must perform at least one International purchase transaction during the year*

Note: There will be two complimentary airport lounge visits before meeting the criteria no. 2

Fees for not meeting the eligibility criteria

Cardholder pays USD 27 per visit, for the visits outside Visa entitlement OR where qualifying spend criteria is not met.

*The Criteria that applies on the primary card applies on the supplementary card.

For Further details, please visit www.loungekey.com/visainfinitemena.

5. Extended Warranty

Items purchased with Visa Signature card may be eligible for an extended warranty benefit on top of the original manufacturer’s warranty benefit up to 1 year.

For Further details, please visit www.cardholderbenefitsonline.com.

6. Purchase Protection

When paying with Visa Signature Card, the cardholder will benefit from purchase protection for stolen, lost or damaged goods purchased.

For more information, please visit www.cardholderbenefitsonline.com.

7. Rewards, Deals & Discounts

A wide selection of exclusive offers from Visa International for Visa Signature cardholders.

Conditions
  • Applicant to be fully eligible and enjoy a good literary reputation.
  • Applicant not to be blacklisted.
  • Approval of authorized transactions depends on the availability of credit balances.
  • Applicant should have a bank account (current account/ salary transfer account or saving account).
  • Monthly transferred salary starting from JOD 2000, or term deposit equal to or more than JOD 25000, or purchases on the classic debit card more than JOD 5000 through the past 12 months.
Card Fees:
  • Issuance and renewal fee JOD 25 for primary card and JOD 30 for supplementary card.
Required Documents
  • All documents related to account opening.
  • VISA Signature Debit application form completed and signed by the customer including terms and conditions.
 
 
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