• Make your savings profitable

• Save without constraints

• Freely get your funds

You can freely, and at any time, get the saved money and paid interest. 

• The Savings Passbook

Upon opening the account, you are entitled to a Savings Passbook  on which all your deposit and credit transactions are recorded. 

 

The PREMIUM Home Savings Plan is essentially a savings product offering the client an important remuneration of the saved amount, and possibly allowing him/her, after file study and under certain conditions set by the Bank under the PEL PREMIUM contract, to benefit from a complementary loan supplementing his/her savings to obtain a mortgage loan for:

• Purchasing a parcel of land
• Buying a house
• The construction of a house;
• The extension or improvement of your house.

• Make your savings profitable

• Save without constraints

• Freely get your funds

• Enjoy benefits during the loan phase

 

The Epargne Enfants (Children Savings Account) is a simple and safe special savings account for young people starting from birth until the age of majority.

It introduces them to the money concept and makes them develop a savings culture at a very early age.

• Make your savings profitable

• Save calmly and without constraints

• Help your children prepare for their future

• Savings Passbook + Gift

 

Epargne ++ is a savings account allowing subscribers to receive remuneration that changes according to the amount deposited.

• Enjoy an attractive and progressive remuneration that increases according to
  the amount saved;
• Your interests are deducted, capitalized and served at each quarterly closing.

• Save at your own pace with no obligation to make regular payments;
• Make transfers to your Bank ABC accounts with no charge;
• Perform unlimited debit transactions and at all moment.

• Have funds available at any time savings;
• Enjoy without constraints of the served interests

 

“Epargne Trésor” is a saving account backed by a payment card, that benefits its holder a multitude of advantages and services such as: 

• Facilitate access to the saving account via ABC Digital; 
• Carry out cash withdrawal and consultation operations sale to all GABs/ATMs of Bank ABC at any instant (the weekly ceiling is 5000 TND); 
• Make payments on POS as well as online purchases.

• Cash payment; 
• Check cashing; 
• Local transfers from another account of the cardholder or from a third party account;

• Withdrawal by card at the ATMs of Bank ABC;
• Online and POS Payment;
• Transfer in favor of himself or in favor of another account opened on the books of Bank ABC.

• Interest is calculated based on the duration of your investment and on the remuneration rate set when your deposit account is opened.
• Interest is automatically paid at maturity for investments of less than one year, and annually for periods longer than one year.

• Interests payable on deposited funds are subject to a withholding tax of 20%.
• Interests payable on deposited funds in convertible dinars are exempted from taxation.

• Profitability: guaranteed return;
• Total investment security;
• Availability of funds in the form of advances;
• Renewal of investment by written application. 

• At Underwriting: issuing one or more notes for a given amount (the amount of cash vouchers is a multiple of 1000 TND). 
• At maturity: repayment of the bonds upon their submission to ABC Bank.

• Your interest is calculated on the basis of a prior-fixed rate proportionate to the duration of your investment and paid either on the date of underwriting or at maturity date.

• Interest payable on the cash vouchers is subject to withholding tax of 20%. 
• Interest payable on investments in convertible dinars is tax exempt.

• Profitability: guaranteed return,
• Total investment security,
• Availability of funds in the form of advances,
• Renewal of investment by written application.​