Cards

Visa Classic and Gold Credit Cards entitles a host of benefits designed to meet his/her needs and lifestyle.

Benefits:

• The possibility to exempt the customer from issuance fee for the first year.
• Life and total disability insurance.
• National and worldwide acceptance.
• The card is equipped with a smart chip that offers higher level of security.
• Automatic enrolment in Bank ABC cards’ Discount Program.
• Minimum credit limit JOD 300 for the Classic Card and JOD 1000 for the Gold Card, and maximum credit limit can reach JOD 25000. 
• Monthly interest rate on the highest daily outstanding balance of 1.75 %.
• Maximum daily cash withdrawal up to 95% of the limit nationally and worldwide.
• Maximum point of sale (P.O.S.) transactions amount can go up to the full available card balance nationally and worldwide.
• The card offers online shopping if the customer requests to open his card limit online through 3-D Secure service that enables secured online payments using the credit card, every time the customer uses the card on a website that has the 3-D Secure:
  • The customer will receive a one-time password (OTP) which will be sent to his/her mobile number registered with the bank.
  • For more details about 3-D Secure terms and conditions, please visit the following link: 3-D Secure Service Terms and Conditions.​
    
• The card can be used in the traditional payment method, through which the customer is requested to insert the card in the merchants’ POS devices and enter the PIN number in addition to the untraditional contactless method of payment, which allows the cardholder to pay, simply by tapping the card over the POS machine and without a PIN up to (JOD 300) daily or its equivalence in other currencies, given that the maximum amount for a single transaction is (JOD 100) or its equivalence in other currencies, noting that the maximum daily contactless payment transaction limit (JOD 300) is refreshed after performing any transaction with PIN, regardless whether the transaction was contact or contactless. 
• In case of card loss, please inform the bank by calling the call center on (06-5100010) or through ABC Digital Banking.

Conditions

• Jordanian, resident or Jordanian expatriates or Non-Jordanian against cash collateral.
• Fully eligible and enjoy a good literary reputation.
• Not blacklisted.
• Do not have any past dues related to previous loans at time of lending.
• Directly apply through the bank's branches or the sales team.
• Minimum age for a primary credit card 21 years old and 18 years old for the supplementary credit card.
• Maximum age 65 years old and 70 years old for retirees.
• Minimum length of service should not be less than 6 months for public and private sectors, 24 months for professionals, self-employed, and 12 months for Jordanians expatriates.

• The possibility to exempt the customers from issuance fee for the first year.
• The annual renewal fee is JOD 25 for the Primary Classic Card, and JOD 15 for the supplementary Card.
• The annual renewal fee is JOD 50 for the Primary Gold Card, and JOD 30 for the supplementary Card.

  Required documents:

• Photocopy of valid ID.
• 3 months’ bank statements (terms & conditions applies).
• Salary pay-slip for the recent month.

• Photocopy of valid ID.
• 6 months’ bank statements.
• Salary pay-slip for the recent month.

• Photocopy of valid ID.
• Valid professional license.
• Certificate of professional practice.
• 6 months’ bank statements.

Prestigious card designed for elite customers presented in higher credit limits and customized benefits.

Benefits:

• The possibility to exempt the customer from issuance fee for the first year.
• Flexible repayment options of 3% of the monthly outstanding amount or JOD 10 whichever is greater.
• Grace period of interest-free credit up to 51 days if used balance is settled in full within the said period.
• The card is equipped with a smart chip that offers higher level of security.
• National and worldwide acceptance.
• Free life insurance and total disability. 
• Automatic enrolment in Bank ABC cards’ Discount Program.
• Monthly interest rate on the highest daily outstanding balance of 1.75%.
• Maximum daily cash withdrawal up to 95% of the limit nationally and worldwide.
• Maximum point of sale (P.O.S.) transactions amount can go up to the full available card balance nationally and worldwide.
• Distinctive credit limit to fulfill all customer’s needs starting from JOD 1500 and up to JOD 25000.
• Free Extended Warranty – providing additional 12 months’ warranty on top of any manufacturer’s warranty for the purchases performed using the Visa Platinum Card.
• Purchase Protection for stolen or damaged goods purchased using the Platinum card.
  For more details please visit www.cardholderbenefitsonline.com
• Wide variety of offers provided by VISA Premium Privileges Program.
• 25 airport lounge Key access in the program: 
  • The Cardholders will have 6 free cardholder complementary visits per calendar year, all exceeding visits and all guests are charged at USD $32 per guest per visit.
  • For more details, please visit www.loungekey.com/visaplatinummena
• The card offers online shopping if the customer requests to open his card limit online through 3-D Secure service that enables secured online payments using the credit card, every time the customer uses the card on a website that has the 3-D Secure:
  • The customer will receive a one-time password (OTP) which will be sent to his/her mobile number registered with the bank.
  • For more details about 3-D Secure terms and conditions, please visit the following link: 3-D Secure Service Terms and Conditions.​
    
• The card can be used in the traditional payment method, through which the customer is requested to insert the card in the merchants’ POS devices and enter the PIN number in addition to the untraditional contactless method of payment, which allows the cardholder to pay, simply by tapping the card over the POS machine and without a PIN up to (JOD 300) daily or its equivalence in other currencies, given that the maximum amount for a single transaction is (JOD 100) or its equivalence in other currencies, noting that the maximum daily contactless payment transaction limit (JOD 300) is refreshed after performing any transaction with PIN, regardless whether the transaction was contact or contactless. 
• In case of card loss, please inform the bank by calling the call center on (06-5100010) or through ABC Digital Banking.

Conditions

• Jordanian, resident or Jordanian expatriates or Non-Jordanian against cash collateral.
• Fully eligible and enjoy a good literary reputation.
• Not blacklisted.
• Do not have any past dues related to previous loans at time of lending.
• Directly apply through the bank's branches or the sales team.
• Minimum age for a primary credit card 21 years old and 18 years old for the supplementary credit card.
• Maximum age 65 years old and 70 years old for retirees.
• Minimum length of service should not be less than 6 months for public and private sectors, 24 months for professionals, self-employed and 12 months for Jordanians expatriates.

• The possibility to exempt the customers from issuance fee for the first year.
• The annual renewal fee is JOD 75 for the Primary Card, and JOD 45 for the supplementary Card.

Required Documents:

• Photocopy of valid ID.
• 3 months’ bank statements (terms & conditions applies).
• Salary pay-slip for the recent month.

• Photocopy of valid ID.
• 6 months’ bank statements.
• Salary pay-slip for the recent month.

• Photocopy of valid ID.
• Valid professional license.
• Certificate of professional practice.
• 6 months’ bank statements.
  

Prestigious card designed for top niche customers and offers customized benefits that meet the need of this esteemed segment.

Card Features

• The possibility to exempt the customer from issuance fee for the first year.
• Revolving credit limit that meets customers’ needs.
• Flexible repayment options of 3% of the monthly outstanding amount or JOD 10 whichever is greater.
• Grace period of interest-free credit up to 51 days if used balance is settled in full within the said period.
• Free life insurance and total disability.
• The card is equipped with a smart chip that offers higher level of security.
• National and worldwide acceptance.
• Automatic enrolment in Bank ABC cards’ Discount Program.
• Maximum daily cash withdrawal up to 95% of the limit nationally and worldwide.
• Maximum point of sale (P.O.S.) transactions amount can go up to the full available card balance nationally and worldwide.
• Monthly interest rate on the highest daily outstanding balance of 1.75%.
• Distinctive credit limit to fulfill all the customers’ needs starting from JOD 7000 and up to JOD 25000.
• The card offers online shopping if the customer requests to open his card limit online through 3-D Secure service that enables secured online payments using the credit card, every time the customer uses the card on a website that has the 3-D Secure:
  • The customer will receive a one-time password (OTP) which will be sent to his/her mobile number registered with the bank.
  • For more details about 3-D Secure terms and conditions, please visit the following link: 3-D Secure Service Terms and Conditions.​ 
    
• The card can be used in the traditional payment method, through which the customer is requested to insert the card in the merchants’ POS devices and enter the PIN number in addition to the untraditional contactless method of payment, which allows the cardholder to pay, simply by tapping the card over the POS machine and without a PIN up to (JOD 300) daily or its equivalence in other currencies, given that the maximum amount for a single transaction is (JOD 100) or its equivalence in other currencies, noting that the maximum daily contactless payment transaction limit (JOD 300) is refreshed after performing any transaction with PIN, regardless whether the transaction was contact or contactless.
• In case of card loss, please inform the bank by calling the call center on (06-5100010) or through ABC Digital Banking.
• Wide variety of offers provided by VISA Premium Privileges Program as follows: 
  
  
  1. 24/7 Concierge:

  Visa presents Visa Concierge services to Visa Infinite cardholders. Take advantage of a host of services available to the cardholder over the phone or online, 24 hours a day, from anywhere in the world.

  Services available:

  • Restaurant advice
  • Booking tables, including those that are hard-to-get
  • Travel arrangements: booking flights, Hotels, car rental, hotels transfers, tourist advice
  • Shopping recommendations, sourcing a product
  • Arranging a special gift, sending flowers
  2. ​ Concierge hotlines ​

     Cardholders should email concierge@visainfinite-mea.com with the request itself, or to request for a call back. Cardholders should be contacted within 24 hours on their request.

     For more information, visit www.visamiddleeast.com or International Direct Dialing: +97143611234 OR +442078502829

     ​​
  3. Multi-trip Travel Insurance
  ​The cardholder can use Visa Infinite to pay for travel tickets and enjoy a comprehensive travel insurance for the cardholder and his/her family (which covers the spouse and up to 5 children; age limit of 80 for all) up to 90 days in duration.

  To get the insurance certificate for visa application purposes, please refer to www.cardholderbenefitsonline.com or visit your nearest branch.

  
  
  4. ​ Airport Lounge Key Access ​
     

  Visa Infinite provides conditional unlimited visits to its cardholders and 1 guest to access more than 1000 VIP airports Lounge Key across more than 300 cities all around the world, as follows:​
  

  Visa Infinite – Airport Lounge Key Access
  Number of Visits	Unlimited access to the cardholder and 1 guest
  Eligibility criteria: to benefit from this service	1. Card should be active 2. Cardholder must perform at least one International purchase transaction during the year* Note: There will be two complimentary airport lounge visits before meeting the criteria no. 2
  Fees for not meeting the eligibility criteria	Cardholder pays USD 32 per visit for him and his guest if qualifying criteria is not met.

  *The Criteria that applies on the primary card applies on the supplementary card.
  ​
  

  The cardholder should visit the following link www.loungekey.com/visainfinitemena and choose the city / airport that he/she would like to visit for free by choosing the "Lounge Finder" option.​
  

  Or the cardholder can register through "LoungeKey" mobile application to check the latest lounges available information and benefits related to the service.​​
  

  ​​*​The "LoungeKey" application is available on both iOS and Android devices.​
  

  ​ ​
  5. Extended Warranty:

  Items purchased with Visa Infinite card may be eligible of an extended warranty benefit offered by the original manufacturer’s warranty for up to 1 year.
  

  For Further details, please visit www.cardholderbenefitsonline.com.
  
  

  6. Purchase Protection:

  By using Visa Infinite card for in-store or online purchases, the cardholder will receive complementary buyers’ protection insurance, providing cover for theft, accidental damage or non-delivery of eligible purchases.​
  

  For more information, please visit www.cardholderbenefitsonline.com.
  

  Conditions:

• Jordanian, resident or Jordanian expatriates or Non-Jordanian against cash collateral.​
  
• Fully eligible and enjoy a good literary reputation.
• Not blacklisted.
• Do not have any past dues related to previous loans at time of lending.
• Directly apply through the bank's branches or the sales team.
• Minimum age for a primary credit card 21 years old and 18 years old for the supplementary credit card.
• Maximum age 65 years old and 70 years old for retirees.
• Minimum length of service should not be less than 6 months for public and private sectors, 24 months for professionals, self-employed and 12 months for Jordanians expatriates who are granted home loans.  

• The possibility to exempt the customer from issuance fee for the first year.
• The annual renewal fee is JOD 100 for the Primary Card, and JOD 50 for the supplementary Card.

  Required Documents:

• Photocopy of valid ID.
• 3 months’ bank statements (terms & conditions applies).
• Salary pay-slip for the recent month.

• Photocopy of valid ID.
• 6 months’ bank statements.
• Salary pay-slip for the recent month.

• Photocopy of valid ID.
• Valid professional license.
• Certificate of professional practice.
• 6 months’ bank statements.

Benefits:

• The card is used to withdraw cash and purchases through Points of Sales (P.O.S), where the amount is deducted directly from the account. 
• Free card issuance fee.
• National and worldwide acceptance.
• The card is equipped with a smart chip that offer higher level of security.
• Daily cash withdrawal limit up to JOD 1000
• Daily P.O.S purchases limit up to JOD 1000.
• Automatic enrolment in Bank ABC cards’ Discount Program.
• The card can be used in the traditional payment method, through which the customer is requested to insert the card in the merchants’ POS devices and enter the PIN number in addition to the untraditional contactless method of payment, which allows the cardholder to pay, simply by tapping the card over the POS machine and without a PIN up to (JOD 300) daily or its equivalence in other currencies, given that the maximum amount for a single transaction is (JOD 100) or its equivalence in other currencies, noting that the maximum daily contactless payment transaction limit (JOD 300) is refreshed after performing any transaction with PIN, regardless whether the transaction was contact or contactless.
  
• In case of card loss, please inform the bank by calling the call center on (06-5100010) or through ABC Digital Banking.
• The card offers online shopping if the customer requested to open his card limit online through 3-D secure service that enables secured online payments using the debit card, every time the customer uses the card on a website that has 3-D secure.
  • The customer will receive a one-time password (OTP) which will be sent to his / her mobile number registered with the bank.
  • For more details about 3-D secure terms & conditions, please visit the following link:  3-D Secure Service Terms and Conditions​
    
• Max. limit for daily transactions: JOD 2000

  Conditions:

• Applicant should have a bank account (current account/ salary transfer account or saving account).
• Approval of authorized transactions depends on the availability of credit balances.

  Required Documents:

• All documents related to account opening.
• VISA Debit application form completed and signed by the customer including terms and conditions.

Visa Signature debit card is prestigious and designed for the discerning individual who seeks recognition and superior service around the world.

Card Features:

• The card is used to withdraw cash and purchases through Points of Sales (P.O.S), where the amount is deducted directly from the account. 
• National and worldwide acceptance.
• The card is equipped with a smart chip that offer higher level of security.
• Daily cash withdrawal limit up to JOD 2000
• Daily P.O.S purchases limit up to JOD 2500
• Automatic enrolment in Bank ABC cards’ Discount Program.
• The card can be used in the traditional payment method, through which the customer is requested to insert the card in the merchants’ POS devices and enter the PIN number in addition to the untraditional contactless method of payment, which allows the cardholder to pay, simply by tapping the card over the POS machine and without a PIN up to (JOD 300) daily or its equivalence in other currencies, given that the maximum amount for a single transaction is (JOD 100) or its equivalence in other currencies, noting that the maximum daily contactless payment transaction limit (JOD 300) is refreshed after performing any transaction with PIN, regardless whether the transaction was contact or contactless.
• In case of card loss, please inform the bank by calling the call center on (06-5100010) or through ABC Digital Banking.
• Wide variety of offers provided by VISA Premium Privileges Program as follows:
  
  
  1. 24/7 Concierge: ​

     Bank ABC & Visa presents Visa signature Concierge services to Visa Signature cardholders. Take advantage of a host of services available to the customer over the phone and/or online, 24 hours a day, from anywhere in the world.

     Services available:

     • Flight reservations
       
     • Hotel reservations​  
     • Restaurant reservations
     • Car rental reservations
       
     • Event ticket purchases
       
     • Trip planning
       
     ​
     
  2. Concierge hotlines

     Cardholders should email concierge@visasignature-mea.com with the request itself, or to request for a call back. Cardholders should be contacted within 24 hours on their request.

     For more information, visit www.visamiddleeast.com or International Direct Dialing: +97143611234 OR +442078502829
     

  
  
  3. ​ Multi-trip Travel Insurance

     The cardholder can use Visa Signature Card to pay for tavel tickets and enjoy a travel insurance for the cardholder and his/her family (which covers the spouse and up to 5 children; age limit of 75​ for all) up to 90 days in duration.

     To get the insurance certificate for visa application purposes, please refer to www.cardholderbenefitsonline.com or visit your nearest branch.

  
  
  4. ​Airport Lounges access

     Visa Signature provides its cardholders only the eligibility to access more than 1000 airport lounges for 12 visits in different airports across the world as follows:

     Visa Signature – Airport Lounge Key Access
     Number of Visits	12 visits for the cardholder only
     Eligibility criteria:to benefit from this service	1. Card should be active 2. Cardholder must perform at least one International purchase transaction during the year*. Note: There will be one complimentary airport lounge visit before meeting the criteria no. 2 and 11 visits after meeting the criteria
     Fees for not meeting the eligibility criteria	Cardholder pays USD 32 per visit, for the visits outside Visa entitlement OR where qualifying spend criteria is not met.

     *The Criteria that applies on the primary card applies on the supplementary card.
     The cardholder should visit the following link www.loungekey.com/visasignaturemena. and choose the city / airport that he/she would like to visit for free by choosing the "Lounge Finder" option. Or the cardholder can register through "LoungeKey" mobile application to check the latest lounges available information and benefits related to the service.
     
     * The "LoungeKey" application is available on both iOS and Android devices.
     

  5. Extended Warranty
     By using Visa Signature card for in-store or online purchases, the cardholder will receive complementary buyers’ protection insurance, providing cover for theft, accidental damage or non-delivery of eligible purchases. ​
     For Further details, please visit www.cardholderbenefitsonline.com.
     

  6. Purchase Protection
     When paying with Visa Signature Card, the cardholder will benefit from purchase protection for stolen, lost or damaged goods purchased.
     For Further details, please visit www.cardholderbenefitsonline.com.

  7. Rewards, Deals & Discounts
     A wide selection of exclusive offers from Visa International for Visa Signature cardholders.​​
     

  8. The card offers online shopping if the customer requested to open his card limit online through 3-D secure service that enables secured online payments using the debit card, every time the customer uses the card on a website that has 3-D secure.
     • The customer will receive a one-time password (OTP) which will be sent to his / her mobile number registered with the bank.

     • For more details about 3-D secure terms & conditions, please visit the following link:  3-D Secure Service Terms and Conditions​​
       

  9. Max. limit for daily transactions: JOD 2000
  ​

​  Conditions:

• Applicant should have a bank account (current account/ salary transfer account or saving account).
• Approval of authorized transactions depends on the availability of credit balances.
• Monthly transferred salary starting from JOD 2000, or term deposit equal to or more than JOD 25000, or purchases on the classic debit card more than JOD 5000 through the past 12 months.

• Issuance and renewal fee JOD 25 for primary card and JOD 30 for supplementary card

Required Documents:

• All documents related to account opening.
• VISA Signature Debit application form completed and signed by the customer including terms and conditions.