Deposit Account

Current Account

​​​​​The current account is opened for both individuals and non-individuals (eligible Jordanians and non-Jordanians).


Benefits
  • The account can be opened in local currency and major foreign currencies accepted by the bank.
  • Deposits and withdrawals are allowed at all times.
  • Non interest–bearing account .
  • Cheque book can be offered with this account for eligible customers.

Conditions
  • Applicants to be fully eligible with a good reputation and track record.
  • Applicants should not to be blacklisted.
  • Minimum amount of opening the account is JOD 200 or 5​00 for other foreign currencies.
  • Minimum balance fee of JOD 1 is applied per month and according to the published tariffs and charges.

Required Documents
  • Photocopy of valid ID and a secondary document (For Jordanians).
  • Photocopy of valid passport and a secondary document (For non-Jordanians).
  • Birth certificate and family book for minors.
    ​

Savings Account

​Savings Account is a personal account opened for individuals (eligible Jordanians and non-Jordanians), for saving purposes.


Benefits
  • The account is opened in local currency and major foreign currencies accepted by the bank.
  • Deposits and withdrawals are allowed at all times.
  • Interest bearing account with an annual interest rate of 0.1% calculated on min. monthly fee and deposited to the account twice a year in June and December.

Conditions
  • Applicants to be fully eligible with a good reputation and track record.
  • A Cheque Book is not offered with this account
  • Minimum amount to open the account is JOD 100 or 200 in other foreign currencies.
  • Minimum balance fee is JOD 1 per month and according to the published tariffs and charges.
  • Credit interest on such accounts is subject to government taxes.

Required Documents
  • Photocopy of valid ID.
  • Photocopy of valid passport (For non-Jordanians)
  • Birth certificate and family book for minors.

Term Deposit Account

Term Deposit Account is opened for both individuals and non-individuals (Jordanians and non-Jordanians).


Benefits
  • The account is opened in local currency and major foreign currencies accepted by the bank.
  • Term deposits are tied for various tenors (one month, three months, six months and one year).
  • Term deposit account carries a certain interest, the percentage of which shall be set at the time of deposit and upon each renewal at maturity date according to the interest prevailing thereupon, as per the following:
    ​​​
    Jordanian Dinar​
    ​​Period /A​mount
    		​From 5,000
    to 25,000
    		​From 25,001
    to 75,000
    		​From 75,001
    to 150,000
    		​From 150,001
    to 250,000
    From 250,001
    to 500,000
    ​​1 Month
    		​2.500
    		​2.625
    		​2.750
    		​2.875
    		​3.000
    ​3 Months
    		​2.625
    		​​2.750
    		​​2.875
    		​​3.000
    		​3.125
    6 Months​
    		​​2.750
    		​​2.875
    		​​3.000
    		​​3.125
    		​3.250
    ​1 Year
    		​​2.875
    		​​3.000
    		​​3.125
    		​​3.25
    		​3.500

    U.S. Dollar (USD)
    ​​Period /Amount
    		​From 10,001
    to 100,000​
    		​​From 100,001
    to 250,000
    		​​More than
    250,000​​
    ​​​1 Month
    		​0.100
    		​0.100
    		​0.200
    ​​3 Months
    		​0.200
    		​0.250
    		​0.300
    ​6 Months​
    		​0.250
    		​0.300
    		​0.400
    ​​1 Year
    		​0.350
    		​0.450
    		​0.500

    European Euro (EUR)
    ​Period /Amount​
    		​​From 10,001
    to 100,000​
    		​From 100,001
    to 250,000
    		​More than
    250,000​​
    ​​​1 Month
    		​0.010
    		​​0.010
    		​​0.010
    ​​3 Months
    		​​0.010
    		​​0.010
    		​​0.010
    ​6 Months​
    		​​0.010
    		​​0.010
    		​​0.010​
    ​​1 Year
    		​0.030
    		0.040​
    		0.050​

    Pound Sterling (GBP)
    ​Period /Amount
    		​​From 10,001
    to 100,000​
    		​From 100,001
    to 250,000
    		​More than
    250,000​​
    ​​​1 Month
    		​0.100
    		​0.150
    		​0.200
    ​​3 Months
    		​​0.150
    		​​0.200
    		​0.250
    ​6 Months​
    		​0.250
    		​0.300
    		0.350​
    ​​1 Year
    		0.300​
    		0.350​
    		0.400​
     *The trading room is contacted regarding interest rates for other currencies.

  • Accrued interest might be added to the principal or collected or transferred to another account at maturity.

Conditions
  • Applicants to be fully eligible with a good reputation and track record.
  • Minimum amount to open the account is JOD 5,000 or 10,000 in other foreign currencies.
  • Time deposits amount can be increased only at maturity date.
  • In case of withdrawal from term deposits before maturity a penalty will be charged as per CBJ rules and regulations.

Required Documents
  • Photocopy of valid ID.
  • Photocopy of valid passport (For non-Jordanians).
  • Birth certificate and family book for minors.
  • Commercial registration certificate for non-individuals.

Call Account

Call Account is opened for both individuals and non-individuals (eligible Jordanians and non-Jordanians).


Benefits
  • Account is opened in local currency or major foreign currencies accepted by the bank.
  • Deposits and withdrawals are allowed at all times.
  • Interest bearing account (credit) calculated on the min daily balance and paid monthly.

Conditions
  • Applicants to be fully eligible with a good reputation and track record.
  • Minimum amount to open the account is JD 1,000 or 1,000 for other foreign currencies.
  • A Cheque Book is not offered with this account type.
  • Credit interest on such accounts is subject to government taxes.

Required Documents
  • Photocopy of valid ID.
  • Photocopy of valid passport (For non-Jordanians)
  • Birth certificate and family book for minors.
  • Commercial registration certificate for non-individuals.