Legal Notice

​​​​Important legal notice
​ Please read this legal notice carefully. If you continue to use this website (and that expression includes each of its pages as well as the content of those pages and (where relevant) the arrangement of that content), you agree to the terms of use in this notice. If you do not agree to be bound by this notice, please exit this website immediately. Certain sections of this website or other websites accessed through it may contain separate terms of use, which are in addition to this notice. Users should read those separate terms carefully. If they conflict with this notice, those separate terms will govern access to and use of those sections and websites.

Access
Arab Banking Corporation (B.S.C.) (ABC) has made the information on this website available as a service to its customers and others for general information only. This website is not intended for persons located or resident in jurisdictions which restrict the distribution of the content of (or content of the kind on) this website. When accessing this website, persons are required to inform themselves about and observe any relevant restrictions. The host server for this website is located in a secure host data centre.

Use
Unless otherwise specified this website is for personal use only. Unauthorized use of the website is strictly prohibited. Permission is given for the downloading and temporary storage of one or more pages of the website for the purpose of viewing on a personal computer or monitor. The reproduction, permanent storage or retransmission of any content of this website is prohibited without the prior written consent of ABC.

Links
This website may contain links to websites controlled by third parties that are not ABC affiliates. Except as otherwise indicated ABC does not sponsor, endorse, recommend or approve the contents of any such websites and accepts no responsibility for information provided on any such websites by independent providers. Such third parties may have different privacy policies from ABC and third party websites may provide less security than the ABC website.

Changes
ABC reserves the right, in its sole discretion, without any obligation and without notice, to change, improve or correct the content of this website and to suspend and/or deny access to it. Any dated information is published as of its date only, and ABC does not undertake any obligation to update or amend any such information. ABC may discontinue or change any product or service described in this website, without notice, at any time.

No warranty
Whilst ABC endeavours to ensure that the content of this website is current, correct and complete, the website is provided as is and no warranty, express or implied, is given as to its currency, accuracy, adequacy or completeness or that any indicated returns will be achieved. To the fullest extent permitted by applicable law, ABC disclaims any and all express or implied warranties and conditions including, without limitation, warranties and conditions as to merchantability and fitness for a particular purpose, title and non-infringement of third party rights. ABC does not warrant that this website and any content (including any third party content) will be uninterrupted or error free, that defects will be corrected or that this website, the servers from which it is made available or any connected website are free of viruses or other harmful components.

Limitation of liability
Access to and/or use of this website is at the user's own risk. Users assume full responsibility and risk of loss resulting from access to and/or use of this website. ABC is not liable for loss or damage of any kind whatsoever arising as a result of (i) content on this website, including third party content, computer viruses and other harmful components; (ii) any errors in or omissions from this website; or (iii) access to and/or use of or inability to access and/or use this website for any reason. To the fullest extent permitted by applicable law, ABC excludes liability for any loss of profits or revenue, loss of business or goodwill, loss of or damage to data or direct, indirect, consequential, special or incidental loss arising from access to and/or use of or inability to access and/or use this website, even if advised of the possibility of such loss or damage or if such loss or damage was foreseeable. Nothing in this notice excludes or limits ABC's liability for fraud or for personal injury or death caused by ABCs negligence.

No solicitation or advice
Except as otherwise specifically agreed in writing or as provided in any other applicable terms (i) nothing on this website is an offer which can be accepted so as to create contractual obligations without further action by ABC; (ii) ABC provides no advice with respect to the use of the website (including, without limitation, regarding the execution of transactions or any legal, tax or accounting advice or advice regarding the suitability or profitability of a security, investment or transaction by means of the website); and (iii) the website is not intended as financial advice or as an offer, solicitation or recommendation of securities or other financial products.
Users should obtain independent financial advice that addresses their particular investment objectives, financial situation and needs before making investment decisions. ABC, its affiliates and their respective officers, directors and employees may, from time to time, own or hold positions in or act as market makers or act as advisors, brokers or commercial and/or investment bankers in respect of any financial instruments (including related derivative contracts) discussed on this website. Not all products and services are available in all geographic areas. Eligibility for particular products and services is subject to final determination by ABC and/or its affiliates.

Intellectual property rights
This website and its arrangement are property protected by copyright, database rights and other intellectual property rights. ABC and, where appropriate, its third party suppliers retain all right, title and interest in and to that property. Use of the website does not confer any ownership rights in that property.

Tracking software
This website may use tracking software such as cookies to generate personal identification data for users. This function is designed to personalise website viewing and may enhance use. Your browsers options or preferences menu may offer notification and/or disablement of such software.

Group information
Arab Banking Corporation (B.S.C.) is a Joint Stock Company established in the Kingdom of Bahrain pursuant to Amiri Decree Law No. 2 of 17 January, 1980 and registered in the Commercial Register under C.R. No. 10299, with an authorised share capital of Three thousand five hundred million United States dollars (US$3,500,000,000), a fully subscribed and paid up share capital of Three thousand one hundred and 10 million United States dollars (US$3,110,000,000) and its head office at ABC Tower, Diplomatic Area, PO Box 5698, Manama, Bahrain. It is licensed as a conventional wholesale bank by the Central Bank of Bahrain and listed on the Bahrain Bourse (with effect from 7 May 1990).
The ABC Group includes foreign banks, securities companies and financial institutions licensed by regulators in their countries of incorporation.
The services described in the website are provided by ABC and/or its subsidiaries and/or affiliates and/or branches in accordance with appropriate local legislation and regulation.

Submissions
All submissions to ABC via this website (including all ideas, concepts, know-how or techniques contained in them) shall be and remain ABC property. ABC shall be free to use, for any purpose, any such submission and shall not be subject to any obligations of confidentiality regarding it except as agreed in writing or required by law. However, this does not limit or reduce ABC's obligations to customers in accordance with the privacy policy in this notice.

Privacy
ABC may collect, use and disclose personal data about users of its website so that it can carry out any obligations owed to users and for other related purposes, including monitoring and analysis of its business, crime prevention, legal and regulatory compliance, the marketing by ABC of other services and transfer of any of ABC's applicable rights or obligations. ABC will not disclose any personal data it collects about users to third parties except: (i) to the extent that it is required to do so by any applicable law or regulation; (ii) where there is a duty to the public to disclose; (iii) where ABC's interests require disclosure; or (iv) at a user's request or with a user's consent.
ABC may disclose personal data about users to those who provide services to ABC or act as ABCs agents, to any person to whom ABC transfers or proposes to transfer any of its applicable rights or obligations and to licensed credit reference agencies or other organisations that help ABC and others make credit decisions and reduce the incidence of fraud or in the course of carrying out identity, fraud prevention or credit control checks. ABC may also transfer information collected and held about users to any country, including countries without data protection laws, for any of the purposes described in this part. Users may have a right of access to some or all of the personal data ABC collects and holds about them, or to have inaccurate information corrected, under applicable data protection laws. Any user wishing to exercise such rights should contact ABC in writing.
Whilst ABC strives to protect your personal information, not everything is under ABC’s control (including, without limitation, where information is held by non-affiliated third parties) and it should be noted that no data transmission over the internet can ever be guaranteed to be completely secure.

Governing law
The above terms of use are governed by the laws of the Kingdom of Bahrain.
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