Consumer Banking

​​​​Through a vast network of branches, we offer an extensive range of consumer banking products and services through our subsidiaries in Algeria, Egypt, Jordan and Tunisia. Led by a highly experienced team in-tune with the evolving customer needs and expectations, our retail business has established a significant distribution footprint. The Bank has invested substantially in technology to offer diversified regional and segment specific products and service delivery across all geographies.​

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Be it your daily financial needs or special milestones in your life, our holistic and personalised financial solutions are built around you and your aspirations, aligned with your lifestyle to enable you to realise your goals.​​​

The portfolio of products includes, credit cards, Visa Electron, personal loans, home and car loans, term deposits and current, savings and call accounts. Our growing branch networks in Algeria, Egypt, Jordan and Tunisia are supported by extensive coverage of ATMs and a secure and a state-of-the-art online banking platform, ABC Digital, that gives you access and complete control of your finances anytime and anywhere.

In November 2019, we launched the region’s first cloud-based digital mobile-only bank in Bahrain, ‘ila Bank’. Merging progressive technologies with a human centric design, ila offers you an effortless banking experience 24/7 at your fingertips.

ila’s intuitive banking app boasts an automated onboarding service, seamless payment solutions, multiple foreign currency accounts, innovative saving features such as ‘Hassala,’ a digital saving pot, and ‘Jamiyah,’ a collaborative saving tool inspired by a regional tradition, ‘Al Kanz’ account offering massive cash prizes, ‘Blue & Switch’ credits cards with a world of exclusive benefits, among other tailored products and solutions.​

Named the ‘Best Consumer Digital Bank’ by Global Finance for two consecutive years, ila commenced its expansion into major MENA markets, starting with Jordan in September 2022.