The meeting was chaired by the Chairman of the Board of Directors, Mr. Mohamed Rasheed Al Maraj, and attended by the members of the Board of Directors, Mr. George Farah Sofia, the General Manager of the Bank, the Companies Controller, H.E. Dr. Wael AL Armouti, the auditors Ernst & Young, a representative of the Central Bank of Jordan and shareholders representing (88.31%) of the Bank’s capital.
During the meeting, all items listed on the agenda were approved. On this occasion, the Chairman of the Board of Directors, Mr. Mohamed Rasheed Al Maraj, stated that Bank ABC in Jordan achieved solid financial performance during 2025, maintaining its financial strength and stability. He noted that the Bank continued to enhance its resilience through comfortable financial ratios, with the Capital Adequacy Ratio reaching 16.51% and the Leverage Ratio standing at 9.08%, both exceeding the regulatory requirements issued by the Central Bank of Jordan.
Mr. Al Maraj added that the Bank’s total assets amounted to JOD1.52 billion at the end of 2025, while shareholders’ equity increased to JOD167 million, compared to JOD164 million in 2024. The Bank recorded a Return on Equity (ROE) of 1.74% and a Return on Assets (ROA) of 0.20%. On the liabilities side, customer deposits increased by 20.4%, reaching JOD1.097 billion at the end of 2025, reflecting growing customer confidence and loyalty. Current and savings accounts accounted for 14.91% of total customer deposits. In terms of profitability, net profit after tax reached JOD 2.9 million, supported by an increase in total income to JOD44 million, compared to JOD43.4 million in 2024.
On his part, the Bank’s General Manager, Mr. George Farah Sofia, affirmed that the results achieved in 2025 demonstrate the Bank’s ability to maintain its financial strength and operational resilience by striking a balanced approach between deposit growth, risk management, and asset quality improvement, while enhancing capital adequacy levels and generating stable returns for shareholders. He added that the Bank continues to strengthen its position within the Jordanian banking sector and its capability to face economic challenges through the ongoing implementation of its growth strategy. He further noted that the net credit facilities portfolio increased to JOD831 million in 2025, compared to JOD767 million in the previous year, achieving a growth rate of 8.4%.
Bank ABC in Jordan is a subsidiary of Bank ABC Group, which is headquartered in the Kingdom of Bahrain and operates in fifteen countries across five continents worldwide. Bank ABC is recognized as a leading regional and international banking institution, offering a wide range of innovative global Wholesale Banking solutions, including Capital Markets, Transaction Banking, Specialised Finance, Islamic Finance, Real Estate Finance and Financial Markets to Corporates and Financial Institutions. The Bank also provides retail banking services through its subsidiary banking network in Jordan, Egypt, Tunisia, and Algeria, as well as through “ila Bank”, the digital mobile-only banking Bahrain and the “ila” mobile application in Jordan.
