Loans

​​​​​​​​ 1. Personal Loans

​​​​​​​​​​​​​​​​​​​"No goals is too far with the unlimited benefits of ABC Personal Loans.​"


1. Secured Personal Loans​​
Features:

  • Offered to Egyptian and foreign customers holding CDs or TDs
  • Loan against collateral (CDs or TDs) with a limit up to 90% of collateral value
  • Competitive interest rates with a minimum of 3% above CDs rates 
  • No maximum loan amount 
  • Loan tenor: From 6 months to 10 years

Documentation:

  • Application form.
  • Copy of National ID.

2. Personal Loans to Payroll, Salary & Instalment Transfer
Features:

  • Offered to Egyptian salaried employees working in the governmental, public, private, petroleum sectors and pensioners
  • Loan amount up to EGP 3,000,000
  • Flexible installments up to 12 years
  • Competitive interest rate
  • Free life insurance
  • ​Consolidate your credit facilities in one place through a buyout program with competitive features

Documentation:

  • Copy of National ID.
  • Income Proof.
  • Recent utility bill.
  • Salary / Installment transfer undertaking.

3. Petroleum Loans:​​​​

Features:

  • Offered to Egyptian salaried employees working in petroleum sectors
  • Loan amount up to EGP 3,000,000
  • Flexible installments up to 12 years
  • Competitive interest rate
  • Free life insurance
  • Flexibility in paying multiple installments (Monthly and Quarterly / Semiannual / Annual)
  • Consolidate your credit facilities in one place through a buyout program with competitive features

​Documentation:

  • Copy of National ID
  • Income Proof
  • Recent Utility Bill
  • Salary\Installment transfer undertaking
​​​​​​​​4. Person​al Loans without Salary Transfer​​​​

Features:

  • Offered to Egyptian Salaried Employees working in the governmental, public or private sectors having their salaries transferred to other banks.
  • Loan amount up to EGP 1,500,000
  • Flexible installments up to 7 years
  • Competitive interest rate
  • Free life insurance
  • Consolidate your credit facilitates in one place through a buyout program with competitive features and conditions

Documentation:

  • Application form
  • Copy of National ID
  • Income Proof
  • Recent utility bill​

​​​​​​​​5. Personal loans for Professionals​​​​

Features:

  • Offered to Egyptians customers, professionals & partners.
  • Loan amount: 1,500,000.
  • Flexible installments up to 7 years for professionals
  • Competitive interest rate
  • Free life insurance
  • Consolidate your credit facilities in one place through a buyout program with Competitive features and conditions

Documentation:

  • Application form
  • Copy of National ID
  • Recent Utility Bill
  • Copy of license of practice
  • Copy of Tax Card
  • Syndicate ID
  • Last 6 months personal or business bank statement

6. ​​​​​​​​Personal loans for Bankers

Features:

  • Offered to Egyptian Salaried Employees working in Banking sector
  • Loan amount up to EGP 3,000,000
  • Flexible installments up to 12 years
  • Competitive interest rate
  • Free life insurance
  • Consolidate your credit facilities in one place through a buyout program with competitive features and conditions

Documentation:

  • Application form
  • Copy of National ID
  • HR Letter or Stamped Bank Statement or 3 Salary Slips
  • Recently Utility Bill



​​​​​​​​7. Personal loans for Pensions

Features:

  • Personal loans offered to Pensioners
  • Loan amount up to EGP 1,000,000
  • Flexible installment up to 10 years
  • Competitive interest rate
  • Free life insurance.
  • Consolidate your credit facilities in one place through a buyout program with competitive features and conditions

Documentation:

  • Copy of National ID.
  • Recent utility bill.​
  • Pension Slip 

​​​​​​​​8. Personal loans for Army ​Pensions

Features:

  • Personal loans offered to Army Pensioners
  • Loan amount up to EGP 2,000,000
  • Flexible installments up to 12 years
  • Competitive interest rate
  • Free life insurance
  • Consolidate your credit facilities in one place through a buyout program with competitive features and conditions

Documentation:

  • Copy of National ID
  • Recent utility bill
  • Pension Slip 
​ ​
9. Ultimate Loans​

Features:


  • Individuals owning cars where car model is 3 years back
  • Loan amount up to EGP 300,000
  • Flexible installments up to 5 years
  • Competitive interest rate
  • Free life insurance

Documentation:

  • Copy of a valid national ID
  • Recent Utility Bill
  • Car license copy
  • Free life insurance
Special Pre-Assigned Personal Loan offered to medical Owners and professionals. Pre-assigned. Pre assigned loans for Compound Owners. Pre assigned loans for Car Owners
10. Car Owner Personal Loan​

Features:

  • Individuals owning cars where car model is 3 years back
  • Loan amount up to EGP 300,000
  • Flexible installments up to 5 years
  • Competitive interest rate
  • Free life insurance

Documentation:

  • Copy of a valid national ID
  • Recent Utility Bill
  • Car license copy
  • Free life insurance

11. Compound Owners ​Personal Loan​s

Features:

  • Individuals that own houses / apartments in compounds.
  • Loan amount up to EGP 1,500,000
  • Flexible installments up to 7 years
  • Competitive interest rate
  • Free life insurance

Documentation:

  • Copy of a valid national ID
  • Recent Utility Bill
  • Property contract
  • Free life insurance
​​​ ​
12. Doctor Personal loans

Features:

  • Loans granted to medical professionals by calculating income based on years in practice as per the license
  • Loan amount up to EGP 1,500,000
  • Flexible installments up to 7 years
  • Competitive interest rate
  • Free life insurance
Documentation:

  • Copy of a valid national ID
  • Recent Utility Bill
  • For clinic owners: Certificate of Profession, Medical facility operating license, valid syndicate ID
    For Salaried doctors: Syndicate’s ID
  • Free insurance
  • Competitive interest rate

13. Personal loans-Professionals (non-income proof)

Features:

  • Personal Loans  to Skilled Professionals other than medical professionals
  • Loan amount up to EGP 1,000,000
  • Flexible installments up to 6 years
  • Competitive interest rate
  • Free life insurance

Documentation:

  • Copy of valid national ID
  • Recent Utility Bill
  • Syndicate ID
  • Valid Taxation card
​ ​​

​​​​​2.Auto Loans


​ ​"​ Auto Loans ​​"

Luxury Cars​

"Finance your brand New & Used Luxury Cars and New Electric cars easier & faster than ever with Bank ABC"​

What we offer:

  • Car financing up to EGP 7,000 ,000
  • Flexible installments up to 8 years
  • Down payments options 40%, 50% and 60%
  • Competitive interest rate / for more info regarding interest rates, kindly contact our call center on 19123
  • Free life insurance
  • No Car insurance
  • Fast approval process

Auto Loans Cars:.

"Finance your brand New & Used and Electric cars easier & faster than ever with Bank ABC"

  • Car financing up to EGP 3,500 ,000
  • Flexible installments up to 7 years
  • Wider range of down payments options from 0% to 100%
  • Competitive interest rate
  • Free life insurance
  • No Car insurance
  • Fast approval process
  • No car band based on the program type
​ ​

3. Mortgage Loans

Mortgage Finance Low Income 7% & 3% CBE Initiative (Visual)

  • Financed amount up to 80% of property value.
  • Maximum property value EGP 340,000
  • Flexible repayment terms up to 30 years.
  • Free life insurance coverage for the borrower.
  • Interest rates as per CBE Low Income Initiative.
  • Discount rate 40% of the monthly income of the client.

 CBE Initiative Conditions:

  • For Egyptians only.
  • Minimum age is 21 years old.
  • Customer never granted a loan under this governmental subsidy.
  • Financing a subsidized residential unit through Mortgage Finance Fund.
  • Fully constructed and residential unit.
 General Required Documents:

  • Valid national ID.
  • Proof of monthly salary
  • Recent original utility bill last 3 months.

 In Case of Salaried Customers:

For Salary Transfer and Non- Salary Transfer.

  • HR Letter.
  • Minimum length of service at least 6 months at current company.

For business owner.

  • Valid commercial register
  • Valid Taxation card
  • Stamped Bank Statement of 6 months 
  • Income proof of CBE certified charter accountant.
Mortgage Finance Middle Income 8% CBE Initiative 

  • Loan amount up to EGP 2,000,000 (80% of property value).
  • Maximum property value EGP 2,500,000
  • Flexible repayment terms up to 25 years.
  • Free life insurance coverage for the borrower.
  • Interest rates as per CBE Middle Income Initiative.

 CBE Initiative Conditions:

  • For Egyptians only.
  • Minimum age is 21 years old.
  • Customer never granted a loan under this governmental subsidy.
  • Financing a subsidized residential unit through Mortgage Finance Fund.
  • Fully constructed and residential unit.
 General Required Documents:

  • Valid national ID.
  • Proof of monthly salary
  • Recent original utility bill last 3 months.

 In Case of Salaried Customers:

For Salary Transfer and Non- Salary Transfer:​

  • HR Letter.
  • ​Minimum length of service at least 6 months at current company. .

For business owner:​

  • Valid commercial register
  • Valid Taxation card
  • Stamped Bank Statement of 6 months
  • Income proof of CBE certified charter accountant.
Mortgage Finance Middle Income 3% CBE Initiative (Visual)

  • Loan amount up to EGP 1,120,000 (80% of property value).
  • Maximum property value EGP 1,400,000
  • Flexible repayment terms up to 30 years.
  • Free life insurance coverage for the borrower.
  • Interest rates as per CBE Middle Income Initiative.

 In Case of Salaried Customers:

  • For Egyptians only.
  • Minimum age is 21 years old.
  • Customer never granted a loan under this governmental subsidy.
  • Financing a subsidized residential unit through Mortgage Finance Fund.
  • Fully constructed and residential unit.

 General Required Documents

  • Valid national ID.
  • Proof of monthly salary
  • Recent original utility bill last 3 months.

 In Case of Salaried Customers:

  • For Salary Transfer and Non- Salary Transfer.
  • HR Letter.
  • Social insurance at least 6 months at current company.
  • Bank statement of salaried transfer for at least 6 months.